| 1 |
Ordinary Saving Account |
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ELIGIBILITY |
Individual |
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MINIMUM BALANCE |
Rs 1,000.00 |
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RATE OF INTEREST |
6.5% Interest ( Monthly Minimum Balance) |
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MODE OF CALCULATION |
Monthly minimum Balance |
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WITHDRAWAL LIMIT |
Rs 1,00,000 /day
Rs 5,00,000 /week |
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IF LIMIT EXCEED |
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DOCUMENTS REQUIRED : |
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For Nepali Citizens |
Citizenship certificates |
| |
For Indian Citizens |
Registration Certificates as Indian National issued by Embassy /Passport |
| Two copies of recent photograph should be obtained |
| 2 |
Special Saving Account |
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ELIGIBILITY |
Individual |
| |
MINIMUM BALANCE |
Rs 5,000.00 |
| |
HOW EVER AVERAGE BALANCE OF RS 20000.00/MONTH HAS TO BE MAINTAINED OTHERWISE INTEREST WILL BE CALCULATED AT MONTHLY MINIMUM BALANCE FOR THAT MONTH. |
| |
RATE OF INTEREST |
6.00% Interest (Daily Balance*) |
| |
MODE OF CALCULATION |
Daily Balance |
| |
WITHDRAWAL LIMIT |
Rs 3,00,000 /day
Rs 8,00,000 /week |
| |
DOCUMENTS REQUIRED : |
|
| |
For Nepali Citizens |
Citizenship certificates |
| |
For Indian Citizens |
Registration Certificates as Indian National issued by Embassy /Passport |
| Two copies of recent photograph should be obtained |
| 3 |
Corporate Saving Account |
| |
ELIGIBILITY |
Corporate bodies/Partnership firm/
Proprietorship firm/ NGO/INGO/clubs, societies/Associations
|
| |
MINIMUM BALANCE |
Rs 10000.00 |
| |
HOW EVER AVERAGE BALANCE OF RS 25,000.00 /MONTH HAS TO BE MAINTAINED OTHERWISE INTEREST WILL BE CALCULATED AT MONTHLY MINIMUM BALANCE FOR THAT MONTH |
| |
RATE OF INTEREST |
6.00% Interest (Daily Balance*) |
| |
MODE OF CALCULATION |
Daily Balance |
| |
WITHDRAWAL LIMIT |
Rs 3, 00,000 /day
Rs 10, 00,000 /week
|
| |
IF LIMIT EXCEEDS |
|
| |
DOCUMENTS REQUIRED : |
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For Proprietorship firm:
- Declaration of sole proprietorship
- copy of renewed firm registration/Income tax registration certificate
- copy of identification paper of promoter/account operators
- Two copies of recent photograph of proprietor should be obtained
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| |
For partnership Firm:
- Letter of partnership signed by all partners
- Attested copy of partnership deed
- Certified copy of partnership registration
- Income tax registration/renewed certificate
- Identification papers of all partners and account operators
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| |
For Corporate Bodies:
Certified copies of the following should be obtained
- Memorandum & Articles of Association of the company.
- List of existing directors
- Resolution of Board Of directors to open & operate Account
- Company registration & income tax registration/renewed certificate.
- Identification paper of directors and account operators.
- Notification of Authorized account operators
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For Clubs Societies and Associations:
Certified copies of the following should be obtained
- List of office bearers and their Addresses.
- Copy of Resolution to open & operate Account.
- Notification of Authorized account operators
- Copy of registration certificate.
- Affiliation certificate with social welfare council or other concerned council.
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PROCEDURES TO OPEN AN ACCOUNT |
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- Make inquiries about the prospective customer
- The applicant will be required to complete & sign the prescribed application form. The application should be scrutinized in detail in order to ensure the accuracy of data filled in. Specimen signature should be obtained.
- Verify the signature of account introducer if available.
- Obtain & verify the copies of all the documents required for opening of account.
- Customer may be interviewed by the officer if required.
- Request the customer to deposit minimum balance for proceeding to open the account.
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Saving Account