| HAMA Merchant and Finance Limited |
| Tripureshwor, Kathmandu, Nepal |
| P.O.Box : 1425 |
| Phone : 4249503,4216482, 016213290 Fax : 4250245 |
| Email : info@hamafinance.com.np |
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 Interest Rates |
Interest rate changed on Deposit and Loan (Daily Balance) effective from Magh 10, 2067
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| S.No. |
Type of accounts |
Minimum ammount (Rs.) |
Interest rates (in %) |
| 1 |
Special Saving account |
5000 |
Upto NRs.1 lakh : 10.50 |
| Above NRs 1 lakh : 11.50 |
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| 2 |
Jestha Nagarik bachant khata |
100 |
10.5 |
| 3 |
Nari Bachat khata |
100 |
10.5 |
| 4 |
Sadharan bachat khata |
500 |
10.5 |
| 5 |
Mero bachat khata |
500 |
10.5 |
| 6 |
Bidhyarthi bachat khata |
100 |
10.5 |
| 7 |
Unique bachat khata |
5000 |
9.5 |
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(on basis of daily balance) |
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| 8 |
Other accounts(Corporate) |
Mutual understanding |
11 to 13 |
| 9 |
Fixed Deposit accoounts |
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| a) |
1 month |
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| b) |
3 months |
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12 |
| c) |
6 months |
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13 |
| d) |
1 year |
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14 |
| e) |
2 years |
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15 |
| f) |
above 2 years |
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Mutual Understanding |
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| S.no. |
Types of Loans |
Interest Rates |
| 1 |
Business Loan |
16% - 18% |
| 2 |
Housing Loan |
16% - 18% |
| 3 |
Hire Purchase Loan |
17% - 19% |
| 4 |
Agricultural Loan |
16% - 18% |
| 5 |
Education Loan |
16% - 18% |
| 6 |
Foreign Employment Loan |
16% - 18% |
| 7 |
Share Loan |
17% - 19% |
| 8 |
Deprived Sector Loan |
9% - 11% |
| 9 |
Real Estate Loan |
17% - 19% |
| 10 |
Personal Loan |
17% - 19% |
| 11 |
Miscellaneous Loan |
17% - 19% |
| 12 |
Loan against Fixed Deposit Receipt. |
2% |
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